What happens of you leave before age 50?

If you leave an employer before retiring, your Individual Account will remain with the Scheme and will continue to be invested.

	If you take up employment with another employer you and/or your new employer will be able to make contributions to your Individual Account.
	If you become self employed you can make further contributions to your Individual Account.
	If you are not in employment but still wish to make contributions you may do so.

In normal circumstances your benefits will not be paid until you reach age 50 or such later age as you choose to receive your benefits provided this is no later than age 75.