Your Individual Account

Contributions from you and/or your employer together with any AVCs will be credited to your Individual Account and then invested on your behalf - so your Individual Account will grow each month as more contributions are paid and the investments grow in value (Section 6).

How much will your Individual Account be worth when you retire?

The value of your Individual Account will depend upon:

	the amount of contributions paid into your account, and
	the investment earnings on your money in the account.

Every year you will receive a statement that will provide you with details of the current value of your Individual Account(Section 25).